fsbo Home selling tips for Georgia sellers...

Everything to sell your own Georgia house: fsbo selling tips, Georgia real estate forms & contracts, plus detailed instructions.

CUSTOMER LOG-IN GEORGIA FORMS AND CONTRACTS TO SELL A HOME FREE WEB PAGE AD: 3 PICTURES WEB PAGE AD - 10 PICTURES: $26.95 FOR SALE BY OWNER (FSBO) KIT: $59.95 FLAT FEE MLS SERVICE SELLING A HOME ON THE INTERNET

How to write Effective ads Headlines that grab attention Describe your Home's best features Closing phrases Open house Reaching buyers who use real estate agents For sale by owner signs


PREPARE THE HOME FOR SALE SET YOUR PRICE HOW TO WRITE ADVERTISEMENTS SELLING STEPS NEGOTIATING WITH BUYERS CLOSING THE SALE HOME SELLING CHECKLIST

CALCULATE A MORTGAGE PAYMENT CAN THIS BUYER AFFORD YOUR HOME? NET CASH TO SELLER

CREATE FREE ADVERTISING FLYERS ABOUT US CONTACT US PRIVACY STATEMENT USEFUL RESOURCES MORE REAL ESTATE LINKS SITE MAP

Closing the sale and collecting your cash Seller's net cash from sale Between contract and closing day Closing day The settlement statement

Tips for negotiating with buyers Negotiating with Buyers Offers from Buyers Deal killer 1: - Home Inspections Deal killer 2: - Mortgage Loans

The home selling campaign The open house Real estate flyers Getting buyers to see your property Hard to sell homes, Selling quick How to show your property Can this Buyer afford your price? The sales contract Things the Buyer must be told Cash deposits & Home Warranties

Set the right price! Your Home's true market value Closing fees Financial arrangements Items included in your sales price Seasonal pricing Real estate appraisers Net cash calculator Manual net cash to Seller

Preparing for the sale Improvements that add value Attract buyers by fixing up the OUTSIDE Eliminate INSIDE clutter and get top price Home inspections Interview a real estate agent Consider a real estate lawyer

Consider special financial terms when selling your own home. Some of the following can help sell a fsbo home.

Assumable Mortgage:

If a buyer can assume your present mortgage without having to qualify with a mortgage company, your home might sell for a higher price than a similar house without an assumable mortgage.

This is especially true when the interest rate on your mortgage is lower than present market rates. Check with your mortgage company to see if your mortgage is assumable at an attractive rate.

Seller Financing: Choosing the 'home for sale by owner' route does not rule out creative financing !

In some situations a good Buyer is temporarily unable to get a big enough mortgage to purchase your home.

For example:

The Buyer's funds are tied up in an IRA or other long-term investment.
A strong Buyer has children in the last year of college.

Examples of mortgage loans a Seller might offer to help a Buyer complete a purchase:

Balloon Mortgage Loan:

The buyer begins by making equal monthly payments, but must pay the entire balance at the end of a short period (usually between six months to three years). This type of Seller financing gives the Buyer time to arrange a regular mortgage loan through a bank and repay the Seller.

This type mortgage is usually implemented with a Balloon Note of the type included in our set of Real Estate Forms & Contracts.

Regular Mortgage:

Usually, this is a second mortgage to cover the difference between the price of the home and what the Buyer can finance. This differs from the balloon in that the buyer makes equal, monthly payments until the mortgage is paid off.

This type of mortgage is usually implemented with a Mortgage Bond (included in our Forms & Contracts).

The form used to certify that each of the above mortgages has been paid is called a Discharge of Mortgage. A copy is included with our Forms & Contracts.

Forms and Contracts:

You can usually reduce your legal fees by filling out forms and having a lawyer review them rather than draft documents from scratch. Forms for balloon and regular real estate mortgages are available at most large office supply stores and in our set of Real Estate Forms & Contracts.

Lease with option to buy:

Use when a home proves impossible to sell because prospective Buyers can't qualify for a mortgage.

Your prospective Buyer rents the home with an option to buy within six months to two years. If he exercises the option, the Buyer/renter pays a lump-sum of 3%-5% of the purchase price to the Seller. In addition to this down payment, the Buyer/renter pays a monthly sum (usually $50-$300) in addition to the regular rent. This monthly sum is credited to the purchase price and is non-refundable.

Lease with option to buy" agreements are available at OfficeMax, Office Depot, Staples and other large office supply stores. They are also available in our set of Real Estate Forms & Contracts. You can download the Forms & Contracts to your computer or we can mail them to you.

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Real estate forms & contracts to legally sell or buy a home in Georgia, Download them in Microsoft Word format for Windows & Mac. Many also available in PDF.
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